Terms and Conditions

Last Updated: November 1, 2026

1. Acceptance of Terms

Welcome to BondSathi, accessible at https://bondsathi.com.

These Terms and Conditions govern your access to and use of our website, calculators, utilities, educational materials, and other publicly available features.

By accessing or using BondSathi, you agree to comply with these Terms to the extent permitted by applicable law.

If you do not agree, please discontinue use of the website.

2. About Our Services

BondSathi provides free online tools and calculators for general informational, educational, and personal productivity purposes.

Available features may include:

• Age and date calculators.
• Loan and EMI calculators.
• Investment and savings calculators.
• Business and GST calculators.
• Salary and earnings calculators.
• Educational and mathematical utilities.
• Other practical digital tools.

We may add, update, suspend, or discontinue features when reasonably necessary.

3. Free Access

Our publicly available calculators are offered without a mandatory paid subscription.

BondSathi does not guarantee uninterrupted availability of every tool.

Some website features may depend on your browser, internet connection, or device capabilities.

4. Permitted Use

You agree to use BondSathi lawfully and responsibly.

You must not:

• Attempt unauthorised access to our systems.
• Interfere with website operation or security.
• Introduce malicious software.
• Abuse website resources through harmful automated activity.
• Misrepresent your relationship with BondSathi.
• Reproduce substantial website content or proprietary software without permission, except where allowed by law.
• Use the website for unlawful or fraudulent activities.

Reasonable access by legitimate search-engine crawlers and authorised services is not prohibited by this section.

5. Calculator Accuracy and Limitations

We aim to provide accurate calculations based on documented formulas and user inputs.

However, results may depend on:

• The accuracy of submitted information.
• Mathematical assumptions.
• Rounding methods.
• Interest or compounding conventions.
• Tax treatment.
• Jurisdiction-specific requirements.
• Changing rates, fees, or regulations.

You are responsible for reviewing whether the calculator’s assumptions suit your circumstances.

We do not guarantee that all calculations will be error-free or suitable for every situation.

6. No Professional Advice

Information and calculation results provided through BondSathi are intended for general educational and informational purposes.

They do not constitute personalised:

• Financial or investment advice.
• Legal advice.
• Tax advice.
• Medical advice.
• Accounting or other regulated professional advice.

For important decisions, consult an appropriately qualified professional.

7. Intellectual Property

Unless otherwise indicated, BondSathi’s original website design, written content, branding, and proprietary software are protected by applicable intellectual property laws.

Third-party materials remain the property of their respective owners.

You may access and use the website for lawful personal and internal informational purposes.

Any rights granted by applicable law, including permitted quotation and fair use or fair dealing where applicable, remain unaffected.

8. Third-Party Websites and Services

BondSathi may link to third-party websites, informational resources, or service providers.

External websites are independently operated.

We do not control their content, availability, privacy practices, or terms of use.

A link does not necessarily imply endorsement.

9. Advertising

BondSathi may display advertisements to help fund website operations.

Advertisers are responsible for their respective products, services, and representations.

Advertising content should be distinguishable from website tools and navigation.

Your interactions with advertisers or external websites are subject to the relevant third parties’ terms and applicable laws.

10. Website Availability

We aim to keep BondSathi accessible and functional.

However, website availability may be affected by maintenance, security incidents, hosting interruptions, or other technical circumstances.

We may modify or temporarily restrict access where reasonably necessary.

11. Limitation of Liability

To the extent permitted by applicable law, BondSathi and its operator are not responsible for losses arising solely from reliance on inaccurate user inputs, unsupported assumptions, interruptions, or misuse of the website.

Nothing in these Terms excludes or limits rights or liabilities that cannot legally be excluded or limited.

12. Privacy

Your use of BondSathi is also subject to our Privacy Policy.

Please review:

13. Changes to These Terms

We may revise these Terms to reflect changes in our website, operational practices, or applicable requirements.

Updated Terms will be published on this page with an appropriate revision date.

Where required by applicable law, additional notice or consent will be provided.

14. Governing Law

These Terms are intended to operate subject to the laws applicable to the website operator and any mandatory legal protections available to users.

The governing-law and dispute-resolution provisions should be finalised after confirming the operator’s legal identity and jurisdiction.

Nothing in these Terms is intended to remove mandatory consumer or statutory rights.

15. Contact Information

For questions regarding these Terms and Conditions, please contact:

Website: https://bondsathi.com

Email: [INSERT YOUR ACTIVE CONTACT EMAIL]

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