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Free online calculator

Compound Interest Calculator

Calculate compound growth from principal, annual rate, time and compounding frequency.

Free calculator

Compound Interest Calculator

Instant • no sign-up

Enter your values to see the result.

Formula explained

Amount = principal × (1 + annual rate ÷ compounds per year)^(compounds per year × years). Compound interest = amount − principal.

Worked example

₹50,000 at 8% compounded quarterly for five years is calculated using 20 quarterly periods.

Limitations and assumptions

This is a mathematical projection with a constant rate. It excludes fees, taxes, irregular cash flows and rate changes.

Frequently asked questions

Is daily compounding always used by banks?

No. Select the frequency stated by the product or agreement.