Free online calculator
Step-up SIP Calculator
Project a SIP that increases by a chosen percentage at the beginning of every investment year.
Free calculator
Step-up SIP Calculator
Enter your values to see the result.
Formula explained
Each month the existing balance earns the monthly assumed return, then that month’s contribution is added. The contribution increases once every 12 months by the entered step-up rate.
Worked example
Start with ₹5,000 per month and increase it by 10% each year; the calculator totals every contribution and projects monthly compounding.
Limitations and assumptions
Projected returns are not guaranteed. Step-ups occur every 12 months, contributions are month-end, and taxes, fees and missed instalments are excluded.
Frequently asked questions
How often does the SIP increase?
Once after each completed 12-month investment year.
Does the result include tax?
No. Tax treatment depends on the investment and current law.