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Free online calculator

FD Calculator

Estimate fixed-deposit maturity value for an entered principal, rate, tenure and compounding frequency.

Free calculator

FD Calculator

Instant • no sign-up

Enter your values to see the result.

Formula explained

Maturity value = principal × (1 + annual rate ÷ compounds per year)^(compounds per year × years).

Worked example

Enter ₹1,00,000, the bank’s stated annual rate, tenure and compounding frequency to estimate interest and maturity amount.

Limitations and assumptions

Actual bank methods may use day counts, payout options, special rates, premature-withdrawal rules and TDS. Verify the current deposit terms.

Frequently asked questions

Does this include TDS?

No. Tax and TDS depend on current law, the depositor and the bank’s records.